Allah has cursed the one who consumes Riba

The Prophet (sal Allahu alaihi wa sallam) said, “Allah has cursed the one who consumes Riba (interest), the one who gives it, the one who records it and the witnesses.” He (sal Allahu alaihi wa sallam) said: “they are all the same”

[Sahih Muslim]

Commentary:

The curses related to Riba (interest) are five.

  1. The first is the one who consumes interest. This is the person who deals with it, takes and accepts it, the one who uses it and benefits from it.
  2. The second curse falls upon the one who issues, gives and distributes the interest, whether an individual or the financial institution that adds it to an account.
  3. The third curse falls upon the one who records the transaction. This may be the simple employee, the accountant or the customer relations officer not only in a financial institution but in any organization where interest in used. Anyone who is involved in an agreement or contract that includes the possibility of interest, the coordinator of this contract between the parties is cursed.
  4. The fourth and fifth curses fall on the witnesses of interest. Whether it is one two or more, any witnesses to the contract who supposedly sign to the fact that this contract or agreement is binding and legitimate are also cursed by Allah.

And Allah knows best!

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